Kids Seed Capital Financing Agreements

If you can get through a financing agreement with an understanding and are able to do all the things that the agreement asks you to do, you are a business star and your future looks great. 

We are providing you with a number of financing agreements as we receive them from financing organizations (banks and  venture capitalists).

We are trying to give you a very realistic look at what type of agreements you have to enter into when you are raising money for a business.

Please realize that the agreements are hard to understand and most companies have experienced financing people and lawyers managing this job. Don't expect to fully understand all the terms of these agreements, but try and read the questionable areas a few times and ask questions.  As a business owner you will need to understand what you are committing to before you sign it.

Do your best and learn what you can. Someday when you put in this situation, you will be surprised at what you know and how well you will negotiate terms that you are comfortable with and that you can deliver.

Try and have some fun discussing and negotiating (changing it to your advantage) an agreement.

Conditional Offer to Finance  (kid friendly adjusted but very detailed)

Preferred Equity Term Sheet - Canadian. (not edited - real term sheet)